Ask your landlord whether he or she already reports your rent payments to credit bureaus before you make this feature a deciding factor. Many or all of the products featured here are from our partners who compensate us. Plastiq then cuts your landlord a check or delivers an electronic payment. If your firm lets you pay other bills in addition to rent, they may limit your rent payment options to specific credit card brands. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. , formerly known as RentShare, requires landlords to accept direct deposit. It charges a fee of 2.99% for every credit card or debit card payment, and a $1.95 flat fee per. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/1\/12\/Pay-Your-Rent-with-a-Credit-Card-Step-1.jpg\/v4-460px-Pay-Your-Rent-with-a-Credit-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/1\/12\/Pay-Your-Rent-with-a-Credit-Card-Step-1.jpg\/aid9742923-v4-728px-Pay-Your-Rent-with-a-Credit-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}. Some rent payment services will facilitate credit card payments — for a fee. You pay Plastiq a fee equaling 2.85% of your payment every time you use a credit card, or 1% when you use a debit card. Earn rewards or cashback on every payment and ease your cash flows. Several services offer tenants the opportunity to make rent payments online. Plus, it gives you flexibility. Radpad, which has a 2.99% credit transaction fee. — a payment made directly from your bank account. Our partners cannot pay us to guarantee favorable reviews of their products or services. What platforms allow … Continued Some landlords may hide additional fees in your rental agreement or their payment website’s terms of service. Before attempting to pay your rent with a credit card, ask if your landlord accepts credit card payments and find out if they charge transaction fees. Plastiq is bill payment with benefits. It’s convenient, but it may end up costing you more than you would have paid if you'd simply opened your checkbook. What methods can I use to pay my rent? Instant Rent Transfer Instant Digital Receipts Pay … If you're looking for flexibility and want to avoid the hassle of writing checks, paying rent with a credit card can be a good option — especially if you pay your credit card bill in full every month and you're earning rewards that can help defray the cost of convenience fees. If your landlord directly accepts credit cards, banks typically charge them a 2% to 3% fee for each transaction – which they’ll likely pass on to you. Consider the following factors first: Some rent payment services tout the opportunity to earn incentives for paying rent with rewards credit cards, but the cost of the processing fee can eliminate any reward earnings. With RentMoola, you can pay rent with a credit card for a 2.99% fee. Your landlord may require you to sign up for an online tenant management account to make your payments. If you want to pay over the phone, call your landlord’s customer service hotline and navigate to the payment section. Pay Rent with Credit Card. Our partners compensate us. Include your email address to get a message when this question is answered. But putting thousands of dollars in rent on a credit card can temporarily push that ratio higher. In addition, when you pay rent with your credit card, you get upto 45 days of interest-free credit period. Once you have completed these steps, we will verify them within 2 working days. If you pay your rent to an individual instead of a company, look for an option labeled “I’m paying a person” or something similar. Some landlords require tenants to make an online account even if they intend to pay in person or over the phone. Plastiq is the only major service that accepts prepaid cards and gift cards in addition to major credit cards. General assistance is available with a phone call or online chat, but some issuers are taking specific steps for individual cards. But it’s still possible to pay your rent with a credit card—if you’re willing to pay a service fee that essentially covers that 2-3%. How to Pay Rent With a Credit Card If you do decide to charge your rent payments, check with your landlord first to see if they accept credit cards. So why not earn some rewards on this payment every month? Learn more... Paying your rent with a credit card is a great way to earn reward points, build up your credit score, and avoid accidental late fees. The platform allows roommates to split the cost of rent and choose their own payment method. Using a credit card to pay your rent has its advantages. Disclaimer: NerdWallet strives to keep its information accurate and up to date. That’s between $25 and $30 in fees with each rent payment. BPAY 5. , so typically you should aim to keep it low, generally at no higher than 30%. Ask your landlord whether he or she already reports your rent payments to credit bureaus. We mail them a paper check." Some rent payment services tout the opportunity to earn incentives for paying rent with rewards credit cards, but the cost of the processing fee can eliminate any earnings.”. If you’re building credit or interested in gaining rewards like airline miles or cash back, it can be a good idea to use your credit card for most purchases.But is it wise – and even possible – to pay your rent with a credit card? Here is a list of our partners. Ask your landlord whether he or she alreadyÂ. But even if your landlord doesn’t use it, you can use a service like RentPad or Plastiq to pay rent with a credit card. In case you choose to pay via your Credit Card, which includes Diners Club, Amex and MasterCard/Visa, you will be paying 1.5% over and above the amount for CRED’s commission and processing fee of the rent. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Here’s how you can pay rent with a credit card. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. All financial products, shopping products and services are presented without warranty. Depending on who your landlord is, the payment process may be quick and simple or somewhat complicated. But the following cards, in particular, give you a solid chance to earn a respectable return on rent spending. Service that accepts prepaid cards and gift cards or other items between 2.5 % and 3.0 % but! Landlord 's Interac e-Transfer ‡ card can temporarily push that ratio higher on top of processing. Right questions, you ’ ll likely be looking at credit card, and pay rent with credit card us where to your! 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